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Our mission is to fuel our partners’ success with industry-leading A2A payment solutions.

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We’re mainstreaming A2A payments

Processing the UK’s first open banking-enabled payments in 2018, today, Token.io is a driving force in the industry and a frontrunner in Pay by Bank solutions for banks, fintechs, platforms and payment companies.

United by a vision for the future of payments

  • Todd Clyde

    Chief Executive Officer

  • Tatiana Okhotina

    Chief Financial Officer

  • Saskia Donald

    Chief People Officer

  • Charles Damen

    Chief Product Officer

  • Artashes Torosyan

    MD & Chief Technology Officer

  • Gideon Fourie

    MD & General Manager Germany

Team Mate

Todd Clyde

Chief Executive Officer

Serial entrepreneur with four consecutive exits. 30 years in tech, 10 years in digital banking. Monitise, DigitalThink, Accenture.

Team Mate

Tatiana Okhotina

Chief Financial Officer

Over a decade of experience leading the financial strategies of European fintech scale-ups including CUBE & Azimo.

Team Mate

Saskia Donald

Chief People Officer

Strong people management specialist. 25 years in people management & human resources. Addison Global, Vubiquity, Lumata, Buingiorno.

Team Mate

Charles Damen

Chief Product Officer

Leader in open banking with 20+ years in payments, mobile and internet experience. Worldpay, Thunes, Bumble, Syniverse.

Team Mate

Artashes Torosyan

MD & Chief Technology Officer

Experienced technology leader. 25 years in FinTech, InsurTech, Blockchain, Dating. OptioPay, Friendsurance, Insparx, Artory.

Team Mate

Gideon Fourie

MD & General Manager Germany

Over 25 years professional experience, specialising in strategy, business development and finance. Fiserv, Commerzbank, Barclays, Deloitte, Standard Bank.

Join our team

Be part of the most exciting disruption to hit financial services in a generation. We are actively hiring.

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  • Award Icon

    Juniper Research Future Digital Awards

    Best A2A Payments Platform 2025 – Platinum Winner

  • Award Icon

    Open Banking Expo Awards

    Best Open Banking Payment Project 2025 - Consumer - Winner

  • Award Icon

    Banking Tech Awards

    Best Digital Solution Provider (PayTech) 2025 - Highly Commended

From the Press

Latest Press

22 Jan 2026 Latest

Token GmbH Managing Director Appointed to Berlin Group openFinance Advisory Board

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