Programmable money,
built for banking.
Programmable
Delivery vs Payment.
Coordinate settlement across multiple ledgers, blockchains and payment systems. Swap assets and cash in a synchronised transaction.
Programmable
Cross-Border.
Synchronise the exchange of cash in different currencies across entities, accounts and jurisdictions. Use your preferred FX rates from your own institution or partners. Define conditional locking and controls once and execute them consistently across connected payment rails.
Programmable
Treasury.
White-label treasury-as-a-service that encodes your corporates actual workflows, cash sweeps, invoice-triggered payments and FX triggers, all delivered through your bank.
One platform. Three capabilities.
Programmable
Turn payment rules into executable workflows.
- PayScript® is Quant’s programmable domain-specific language to express conditions, approvals, limits and timing as clear, readable rules rather than burying them in application code
- Harness programmability to unlock new revenue streams, automate complex workflows, transform customer experiences and secure a competitive edge in today’s markets
Connected
Connect to the infrastructure you already run.
- Quant Flow works alongside core banking, treasury and ERP systems, existing payment and settlement rails, and private and public DLT
- No new network to join. No need to replace your existing infrastructure. Get access to blockchain whilst maintaining your current operations
Intelligent
See what’s happening and decide what happens next.
- Query positions across accounts and entities in real time. Identify reconciliation deviations, optimise liquidity and take action within your defined policies and permissions
- Configure programmable transaction approval rules and conditions using the Quant Flow Policy Engine
PayScript®
The language
of money.
Smart contracts provide programmability on the blockchain. PayScript® enables that same programmability in your customers’ accounts, whether on-chain or on existing systems and payment rails.
Who can benefit from
Quant Flow?
Banks
- Offer innovative tokenised deposit products, including automated treasury functions directly from the account to your customers
- New revenues from programmable accounts with automated financial workflows
- Boost retention by embedding bank accounts into customers’ daily workflows
Financial Market Infrastructures
- Make tokenised deposits interoperable between your members
- Bolster your capabilities with the unique and extensive options that programmability offers
- Issue tokenised deposits with production-proven integration to clearing platforms
Capital Markets
- Automate complex DvP settlements and reconciliations with programmable transactions
- Optimise working capital and liquidity through programmable capital movements
- Enhance compliance and reporting with real-time transaction insights
One platform for
programmable money.
Modular by design.
Start with a single use case and expand as your requirements evolve, using the same platform, data model, automation engine and audit trail.
Built for financial institutions.
Run programmable money workflows within your environment, under your control, with the connectivity and auditability your organisation requires.
Ready to bring programmable money to your institution?