Whether someone is applying for a personal, auto or home loan, the first step is understanding the risk behind their application.
CEO @paulxgu shares how that foundation is helping Upstart expand into new areas of lending in his conversation with @7investing.
People assume Upstart is built for those early in their credit journey. CEO Paul Gu, on @7investing: that's part of it — not the whole story.
We've found people across every walk of life falling through the cracks — even "OK" mid-range scores, forced into the wrong credit,
Grant Schneider joined Upstart in 2014 to build AI models that said yes to people banks turned away. @OhioXOrg named him one of the 25 people building its AI economy. 🎉
Congrats, Grant. Full AI25 list:
CNBC recently named us one of the world's top fintech companies for 2026 (alternative financing category).
Translation: AI works in lending. The old credit model left millions of people behind. We built a better one.