Log inSign up
ya3kov
1,387 posts
ya3kov profile banner
@_yakovsky

ya3kov

@_yakovsky
founder @3janexyz. leverage is a God-given right
Joined January 2021
795
Following
4,867
Followers
RepliesRepliesRepostsRepostsMediaMediaArticlesArticles

Log in or sign up for X

See what’s happening and join the conversation

Continue with phone
or
Log in with username or email
Terms·Privacy·Cookies·Accessibility·Ads Info·© 2026 X Corp.
  • Pinned
    @_yakovsky
    ya3kov
    @_yakovsky
    Sep 8
    Article
    Fractionally Reserved Crypto
    A balance sheet can monetize two things: (a) capital and (b) the capacity to commit capital. DeFi has always paid for the former. Anyone can now rent out the latter, permissionlessly and at scale. I...
  • @_yakovsky
    ya3kov
    @_yakovsky
    Sep 8
    The ability to run fractional reserves credibly is a strong litmus test for the sophistication of a financial system By that measure, crypto is still in its 0 -> 1 phase With LCC, we’ve developed a new way to make promises credible, enabling a new kind of fractional reserve:
    @_yakovsky
    ya3kov
    @_yakovsky
    Sep 8
    Article
    Fractionally Reserved Crypto
    A balance sheet can monetize two things: (a) capital and (b) the capacity to commit capital. DeFi has always paid for the former. Anyone can now rent out the latter, permissionlessly and at scale. I...
    1
  • @_yakovsky
    ya3kov
    @_yakovsky
    Sep 1
    Finance is the business of arranging capital across (a) time and across (b) different states of the world. Unfunded commitments permeate lending facilities, insurance policies, and guarantees more broadly. All of them reason about and are conditional on some future state of the
    @3janexyz
    3Jane
    @3janexyz
    Sep 1
    Levered Callable Capital is live Stake @aave USDC/USDT deposits to earn +20% USD APY $15M initial cap app.3jane.xyz/lcc
    Image
    00:00
    2
  • @_yakovsky
    ya3kov
    @_yakovsky
    Jul 22
    Since the 2010's, most fintech innovation has been focused on using AI and the internet to make direct origination more effective (capital distribution) The $15T structured finance industry still operates on the same rails (capital aggregation) Crypto has the unique ability to
    @3janexyz
    3Jane
    @3janexyz
    Jul 22
    3Jane has purchased a total +$60M in loans from @slopepay, crossing the $50M hold-level on the forward flow announced in June Slope gets access to effectively unrated ABS economics via a USD3-funded forward flow- a meaningful structural innovation in the $15T securitization mkt
    Image
    1
  • @_yakovsky
    ya3kov
    @_yakovsky
    Jul 9
    Every day I am driven by the firm conviction that 90%+ of financial primitives in DeFi have yet to be discovered We spend 50%+ of time on R&D creating primitives for our core product - what we need simply doesn't exist yet LCC allows 3Jane to scale with 10x capital-efficiency
    @3janexyz
    3Jane
    @3janexyz
    Jul 9
    3Jane has grown to $75M TVL since inception. To accelerate our growth we're introducing LCC: a new primitive for unfunded capital commitments Post 7.5% margin, back a 13x callable capacity, & earn 10%+ USD APY. Live in August 3jane.xyz/reports/introd…
    3
Advertisement
Advertisement