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Pulte
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@pulte

Pulte

@pulte
U.S. Director of Federal Housing
Joined March 2009
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  • Pinned
    @pulte
    Pulte
    @pulte
    Sep 8
    I hear you but each are important! We are on it! “The resulting "tri-merge" underwriting process is the true monopoly in the mortgage market, not the FICO or Vantage score models. If the Trump Administration truly wants to help consumers, then Director Pulte should end the
    Portland, OR, USA - Jan 19, 2022: Personal credit scores provide
    Pulte's VantageScore push misses the real fix: tri-merge
    From nationalmortgagenews.com
    76
  • @pulte
    Pulte
    @pulte
    1m
    Fannie and Freddie also have internal credit scoring data. To have a safer and sounder market, and to increase transparency of the underwriting of our loans, we will be immediately including/attaching that Fannie and Freddie data inside MBS, CRT, and other securitized products.
    @pulte
    Pulte
    @pulte
    6h
    Good News for American Homebuyers! Effective Today, in the interest of transparency, ALL Mortgage Backed Securities (MBS), ALL Credit Risk Transfers (CRT), and ANY Securitized Product issued by Fannie Mae and Freddie Mac will now carry a VantageScore, in addition to a FICO score.
    1
  • @pulte
    Pulte
    @pulte
    3h
    “Thank you, President Trump, for expanding credit score competition!” Housing Wire: GSEs broaden VantageScore 4.0 access to all lenders
    Image
    GSEs broaden VantageScore 4.0 access to all lenders
    From housingwire.com
    45
  • @pulte
    Pulte
    @pulte
    4h
    Title Companies have been the best to work with — their stocks have done well too! We are partnering with and/or working on the following: Title companies Homebuilders Credit Scoring Companies Mortgage Bankers Banks Credit Bureaus Resellers Appraisers Insurers
    128
  • @pulte
    Pulte
    @pulte
    5h
    Thank you, Industry, for your support
    @IMFpubs
    InMortgageFinance
    @IMFpubs
    5h
    Industry trade groups applauded last week’s directive that Fannie Mae and Freddie Mac approve all lenders to use VantageScore 4.0 effective immediately, calling it an important step toward boosting competition and lowering costs for borrowers. insidemortgagefinance.com/articles/238457
    26
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