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17 of America's biggest banks just put deposits onchain and skipped stablecoins.
The reason is a 50-year-old trick, and stablecoins are about to steal it back
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🧠 Netting is all you need*
What's better, an instant payment or one that takes two days?
You'd think the obvious answer is instant, but it depends who you ask.
For a merchant, instant is everything. Today, they often make a...
