Divine (@DivineResearch) / X

Divine

29 posts

Divine

@DivineResearch

We develop Credit, an unsecured lending system credit.cash

Joined May 2025

Pinned
Divine
@DivineResearch
Sep 25, 2025
Announcing Credit — an automated, undercollateralized lending system built on stablecoins. Live since December 2024, it has issued 175,000+ loans to 100,000+ unique borrowers worldwide We raised $6.6M led by Paradigm, with Nascent and strategic angels, to scale and expand Credit
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Divine
@DivineResearch
Mar 24
How can a permissionless network issue unsecured credit when the cost of creating a fake identity is zero? Today, we’re sharing a mechanism for pseudonymous lending that requires neither overcollateralization nor legal recourse.
Divine
@DivineResearch
Dec 23, 2025
Credit has now issued 1,000,000+ undercollateralized loans We’ve raised the vault cap from $2M to $4M
Divine
@DivineResearch
Nov 24, 2025
Introducing the Credit Scoring API: real-time creditworthiness data for 500k+ World accounts that have borrowed on Credit Use it to focus your app and incentives on trustworthy users who are less likely to game or farm your system
World Developer Docs
From docs.world.org
Divine
@DivineResearch
Oct 21, 2025
Credit has issued 500,000+ undercollateralized loans! To celebrate, we're releasing an analytics page at credit.cash/analytics. Track utilization, share price, real-time loan activity, and more
credit.cash
Credit - Analytics
Analytics for Credit