My Fun Budgeting Model

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Budgeting isn’t about restriction - it’s about freedom. In my Fun Budgeting Model, every naira gets a job, every decision has a purpose, and surprises are mostly pleasant. I turn numbers into a living strategy that guides growth, protects the future, and keeps life-and business-simple, clear, and stress-free.

Meta–NDPC Settlement: What the Court Judgment Means for Data Privacy in Nigeria and for Users of Facebook, Instagram and WhatsApp

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The Meta–NDPC settlement marks a defining moment for data privacy enforcement in Nigeria. By securing a court-backed judgment against a global technology giant, the Nigeria Data Protection Commission has affirmed its authority under the Nigeria Data Protection Act 2023 and sent a clear signal that the personal data of Nigerians must be handled lawfully, transparently, and with respect. For users of Facebook, Instagram, and WhatsApp, the outcome promises stronger consent mechanisms, improved safeguards against data misuse, and greater control over how personal information is used for advertising. Beyond Meta, the case sets a powerful precedent that all organisations operating in Nigeria’s digital space are accountable to Nigerian data protection law.

CBN’s New ATM Charges: A Direct Attack on Financial Inclusion?

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Nigeria’s financial inclusion drive appears to be facing an unexpected setback, courtesy of the Central Bank of Nigeria’s (CBN) latest policy on ATM withdrawal charges. While the government has spent years advocating for a cashless economy and encouraging digital banking adoption, this new directive risks reversing the progress made. The CBN recently announced a significant … Continue reading CBN’s New ATM Charges: A Direct Attack on Financial Inclusion?

10 Habits of Broke People Faking Affluence

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By Anozie Egole (Chief Correspondent, PUNCH) Common Habits of People Pretending to Be Wealthy 1. Prioritizing Appearance Over Wealth – Spending on luxury items to seem rich rather than focusing on financial stability. 2. Avoiding Money Conversations – Evading discussions on budgeting or savings to hide financial struggles. 3. Chasing Trends – Constantly upgrading gadgets, … Continue reading 10 Habits of Broke People Faking Affluence

ICAN and CPA Canada Sign Agreement to Ease Certification for Nigerian Accountants

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Nigerian accountants seeking to practice in Canada now have an easier pathway to obtaining certification, thanks to a new agreement between the Institute of Chartered Accountants of Nigeria (ICAN) and Chartered Professional Accountants Canada (CPA Canada). Both organizations have signed a Memorandum of Understanding (MOU) that streamlines the process for fully qualified ICAN members to … Continue reading ICAN and CPA Canada Sign Agreement to Ease Certification for Nigerian Accountants

ProvidusBank and Unity Bank Merger: Bold Move or Risky Gamble for Shareholders?

The announcement of the approved framework for the merger between ProvidusBank Limited and Unity Bank Plc by the Central Bank of Nigeria (CBN) signals a significant consolidation within the Nigerian banking sector. This merger is strategically positioned to enhance the footprint of ProvidusBank, leveraging the existing branch network and customer base of Unity Bank to … Continue reading ProvidusBank and Unity Bank Merger: Bold Move or Risky Gamble for Shareholders?

Agile Governance, Risk Management, and Compliance (GRC): Navigating Rapid Change

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In today’s rapidly changing business landscape, agility is crucial for effective governance, risk management, and compliance (GRC). As technology evolves and regulations shift, businesses must adapt quickly to maintain compliance and mitigate risks. Incorporating agile methodologies into GRC processes empowers organizations to stay ahead of changes, proactively address challenges, and sustain a competitive edge. Consider … Continue reading Agile Governance, Risk Management, and Compliance (GRC): Navigating Rapid Change

Nigeria Withholding Regulations 2024: Key Changes and Impact on Business

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The Honourable Minister of Finance and Coordinating Minister of the Economy of the Federal Republic of Nigeria, Mr. Adebayo Olawale Edun (the Minister), has issued the Deduction at Source (Withholding) Regulations 2024 (the Regulation).

Shell agrees to sell Nigerian onshore subsidiary, SPDC

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Transaction will preserve the full range of SPDC’s operating capabilities. Shell will remain a major investor in Nigeria’s energy sector through its Deepwater and Integrated Gas businesses

How the “Sunflower Effect” Hurts Your Company.

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Sunflowers are naturally inclined to face the sun, the strongest source of heat and energy. In business, individuals who behave similarly to sunflowers tend to seek approval from the most powerful authority figure, usually the boss. However, this desire to please the boss can hinder creativity within the company by maintaining old methods and ways … Continue reading How the “Sunflower Effect” Hurts Your Company.