Make your money work as hard as you
Built and led by a CFA Charterholder with 19+ years in financial services, including playing a key role in managing a $2 billion portfolio at Rare Enterprises and time at McKinsey India. Read the full story →
Priya, 20
Monthly SIP: Rs 10,000
Total Investment: Rs 48 Lacs
At 60: Rs 11.8 Crs
Illustrative example assuming 12% per annum returns, compounded monthly. Actual returns are not guaranteed and will vary with market conditions.
Kavita, 40
Monthly SIP: Rs 40,000
Total Investment: Rs 96 Lacs
At 60: Rs 4.0 Crs
POWER OF COMPOUNDING
WHAT WE DO?
INDIVIDUALS
Review & Assessment of Existing Portfolio
Consulting & Coaching
Workshops
HOW TO BUILD A FINANCIAL PLAN
YOU
Figure Your Goals
Understand your aspirations and concerns and define your goals
We start with a structured conversation about your goals, timelines, and concerns — not a product pitch.
Execute the Plan
Implement the plan making changes when required
We help you execute the transactions (and earn commissions on them).
Develop a Plan
Build a financial strategy to achieve your goals and optimize taxation taking into consideration existing investments as well.
We model your goals against your current savings rate and existing investments, then recommend a mix of equity and debt funds, and insurance calibrated to your risk profile and time horizon.
Gather Your Data
Collect all the necessary information, documentation and details of your existing investments
We then schedule a 'Blueprint' call to understand your current financial position and risk profile.
Monitor Progress
Continuously monitor your investments and rebalance for any changes in goals
We review your investments annually or when there is a major life event to keep your investments aligned to your goals.
See Our Actual Track Record
Projections are illustrative. Our model portfolio isn't — it's published live on smallcase, where you can see real historical performance before you ever book a consultation.
Corporates
Individuals
WHAT TO LOOK FOR IN INVESTING?
HOLISTIC 360° VIEW
YOUR PLAN,
UNIQUE TO YOU
UNBIASED ADVICE, COMPLETE TRANSPARENCY
ACTIVE MONITORING, REBALANCING
GOAL BASED APPROACH
ONE POINT CONTACT
Illustrative example, not an actual client case.
What This Looks Like in Practice
A working professional in their early 30s has two competing priorities: a home down payment in 3 years, and an education fund for a child starting school in 10. Rather than treating these as separate pots funded with whatever's left over, map both against their current income and savings rate — short-term debt instruments for the near goal, equity-oriented investments for the longer one — with a review every six months as priorities shift.
This is what a goal-based plan is built to handle: funding multiple real priorities at once, not maximizing returns on a single lump sum.
Ready to start your financial Wellbeing?
What is goal-based financial planning?
Start with your specific goals — your child's education, buying a home, retiring comfortably — not with products to buy. Work backward from each goal to figure out how much you need, by when, and what monthly investment gets you there.
What does a 360° financial plan include?
A 360° financial plan means looking at your complete financial picture, not just your investments: your existing holdings, your insurance cover, your tax position, and your goals — coordinated as one plan, not a collection of unrelated policies and funds.
How do I choose a financial advisor in Mumbai?
Check that they're SEBI-registered (you can verify any adviser at scores.sebi.gov.in), ask whether they earn commissions on products they recommend or charge a transparent advisory fee, and ask how they're paid — a fee-only, fiduciary advisor has no incentive to sell you anything you don't need.
Does My Wealth Guide offer Mutual Fund portfolio reviews?
Yes — see our Investment Portfolio Review tool, or book a consultation for a full review with an advisor.
Why is active monitoring & rebalancing important?
Markets move and life changes. Your plan gets reviewed and rebalanced over time — it isn't built once and forgotten.
Is My Wealth Guide based in Mumbai?
My Wealth Guide is headquartered in Mumbai.
