Reciprocal deposits continue to grow not only on an absolute dollar basis but also as a percentage of total deposits, most notably among community banks, according to Q2 call report data. intrafi.com/insights
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- Industry reciprocal deposits reached $481 billion as of June 30, according to newly available call report data. Community banks continue to account for ~45% of that total, more than three times their 14% share of overall industry deposits. intrafi.com/insights
- ๐ช๐ต๐ฎ๐ ๐ฎ๐ฟ๐ฒ ๐ฏ๐ฎ๐ป๐ธ ๐ฒ๐ ๐ฒ๐ฐ๐๐๐ถ๐๐ฒ๐ ๐ฒ๐ ๐ฝ๐ฒ๐ฐ๐๐ถ๐ป๐ด ๐ถ๐ป ๐๐ต๐ฒ ๐บ๐ผ๐ป๐๐ต๐ ๐ฎ๐ต๐ฒ๐ฎ๐ฑ? The full Q2 2026 IntraFi Bank Executive Business Outlook Survey report is now available, with insights on deposit competition, funding costs, interest rates, the Federal
- .@pennycrosman, @AmerBanker's executive editor for technology, discusses why some banks dominate AI-generated answers while others are nearly invisible, including tackling what community banks can do to improve their visibility. ow.ly/yeYY50ZwbYP
- Deposit competition is getting more complicated. In the latest IntraFi Bank Executive Business Outlook Survey, bank leaders weighed in on how stablecoins, AI, and other emerging technologies could affect deposit and payment relationships. @SPGMarketIntel covers the findings,
