Night Owl Cards

I consider myself a pretty average card collector. There are certain things that distinguish me from other collectors, but nothing about my collecting habits are unique. I'll even assume there's another collector out there who accumulates night cards. He probably started long before me, too. But there are ways of collecting -- or in this case, ways of talking about collecting -- that I don't resemble or even understand. One phrase that's used all the time by certain collectors is something I've never said in my life: "My personal collection." I hear this all the time. From bloggers. From guys at card shows. "That's going in my personal collection." "I have that card in my personal collection." And every time I think, as I smile blankly, "what does that MEAN?" I envision a box or a binder with words scrawled in marker that say, "My Personal Collection." Maybe it's a safe deposit box, or the card...