Fast Business Loans for Small Businesses

Banks take weeks. CapEx Resources helps small businesses access fast business loans in days, so you can stay focused on running your company, not waiting for approval.

  • Equipment financing starting at 4.2% fixed
 
  • Working capital & lines of credit from 1%/mo
Excellent
4.8 out of 5
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What We Offer

Pick the path that fits how you operate—then apply in minutes.

Business Loans

Term loans from $10K to $1M+ for expansion, hiring, inventory, acquisitions, or large one-time investments.

Equipment Financing

Finance heavy equipment, vehicles, machinery, or technology while preserving working capital. Match payments to the useful life of the asset and keep cash flow strong.

Business Line of Credit

On-demand working capital for payroll, inventory gaps, seasonal swings, or unexpected expenses. Draw only what you need, when you need it.

SBA Loans

Longer terms and competitive rates for acquisitions, partner buyouts, real estate, or major expansion projects. Ideal for strong businesses ready for structured growth capital.

Our process

01

Apply Online

Tell us about your business in a few minutes.

02

Choose Terms

Select amount, rate, and repayment frequency.

03

Get Funded

E-sign and receive funds— within 24 hours.

04

Grow & Renew

Build history; unlock more capital at better terms.

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Excellent
CapEx Resources5.0
Based on 114 reviews
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Christian Jones
2 days ago
Scott was phenomenal to work with we had to change machines a few times and he had no problems handling everything. He kept the same enthusiasm from when we started to the end which made the whole process pleasant to go through. I will continue to buy equipment for my business and every piece of equipment will be financed by Scott, thanks so much!
Response from the owner:Thanks so much, Christian! We really appreciate your trust and will make sure Scott sees your kind words. Looking forward to helping with many more pieces of equipment!
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Lindsey Manuel
3 days ago
The best customer service! Willing to go above and beyond to get you what you need in a timely fashion. 1000/10 recommend!
Response from the owner:Thanks so much, Lindsey! We really appreciate the amazing review and recommendation. Thanks for trusting CapEx!
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Joe Nugent
2 weeks ago
Excellent service! Easy to understand the process.Jake went above and beyond trying to help find the right program for my business. I would definitely recommend them!
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Alex Echeverria
2 weeks ago
Tad and his team went above and beyond for us to get the funding we needed for our business. Their terms, rates, and quick process earned this 5 star review. Thanks again!
Response from the owner:Thank you Alex for the positive feedback here. We appreciate the opportunity to work with you!
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Austin Scott
2 weeks ago
This is one of the best companies I’ve dealt with! Scott is very professional and helpful. They helped to get the funding done quickly which in turn helped our business. We will be using them again and I highly recommend them!
Response from the owner:Austin, thanks for the kind words!
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Ronnie Scott
3 weeks ago
Scott was very proactive from the beginning. He was able to get us prequalified right away. Once we found the piece of equipment we wanted, he completed the transaction smoothly. He was our 4th finance company and by far the easiest purchase yet. Great job Scott. Thank you.
Response from the owner:Glad to hear it, Ronnie. Thank you!
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Christian Flores
3 weeks ago
Entire process was smooth and quick, so glad I was able to work with them! Already recommended my Uncle to use their services, thanks again for your help!
Response from the owner:Christian, we appreciate your kind words and the referral to your uncle. It means a lot to us! Thanks!
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HD WERKS
4 weeks ago
Easiest funding I’ve ever done. Got a deal done no drama in 12h. My new go to for equipment.
Response from the owner:Glad to hear it! Thank you
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Colton Leighton
4 weeks ago
Tim was great to work with they are by fast we had offers back same day. I’m looking forward to working with them again
Response from the owner:Thanks, Colton!
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William Frye
4 weeks ago
awesome experience. Jake took care of all the details, from getting approvals to dealing with the equipment company and getting the equipment paid for and order processed. Thank you
Response from the owner:Thanks, William! We really appreciate the review and are happy Jake could help. Enjoy your new equipment!
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James Fuller
4 weeks ago
Mr. Hunter Jenkins is one of, if not the best in the business. He communicated from start to finish every step of the way. He listened to my ideas and turned them into a profitable business. If you are reading this and your on the fence about getting financial help give Mr. Jenkins a call and let him do his thing. Thank you Hunter, from the Fuller family.
Response from the owner:Thanks so much, James! Wishing you and the Fuller family continued success!
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Michael Wolfe
1 month ago
I received excellent care and service while working with Tad Dube. He made the entire loan process very easy to understand and handled all my concerns with professionalism, dedication, and great attention to detail. He was always available to answer my questions and made everything smooth and stress-free. I truly appreciate all the support and highly recommend the company services.
Response from the owner:Thanks so much, Michael! We really appreciate the kind words and will be sure to share them with Tad. Thanks for trusting CapEx!
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Adam Ward
1 month ago
Hunter helped me get an f450 stakebed truck for my business. He was responsive and a pleasure to work with.
Response from the owner:Thanks, Adam! We appreciate the kind words and are happy Hunter was able to help. Enjoy the new truck, and thanks for choosing CapEx!
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Mark Ellefson
2 months ago
Big shout out to my man, Tim! Our customer service lacks, and this day and age, Tim was extremely supportive throughout this year of communication until we finally decided to do a transaction. Text communication was a major part for me as I am not always available to answer phone calls. He dealt directly with my supplier for doing the order and updated me constantly. Even on the weekends. If anybody needs a loan or Financing for their business, make sure you Ask for Tim. Thank you again for helping our business thrive
Response from the owner:Thank you, Mark! We appreciate the shoutout and your recommendation. We'll make sure Tim gets the recognition, thanks for choosing CapEx!
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andrea cannella
2 months ago
Adam and his team were awesome and so easy to work with for our company equipment purchasing needs. Adam is very responsive and gets the job done in a timely manner. We will definitely continue working with CapEx for any future purchases and financing needs. Thanks again, Adam!
Response from the owner:Thanks so much, Andrea! We really appreciate your trust and look forward to working with you again. We'll be sure to pass your kind words along to Adam.
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Rene Harlow
2 months ago
They worked so hard to get us what we needed.
Response from the owner:Appreciate the review, Rene!
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Andreia Targa
2 months ago
Excellent service! The entire loan process was handled with professionalism, dedication, and great attention to detail. They were always available to answer my questions and made everything smooth and stress-free. I truly appreciate all the support and highly recommend their service!
Response from the owner:Thanks for the kind words, Andreia! It was a pleasure working with you, and we truly appreciate your recommendation!!
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Shanna Mann
2 months ago
Great customer service .
Response from the owner:Appreciate the review, Shanna
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Dan McColgan
2 months ago
Response from the owner:thank you, Dan!
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Samantha DeGraw
2 months ago
Scott Dube was incredibly easy to work with. Communicated very well & got things done. No hassle, no pressure, just great service!
Response from the owner:Love to hear it. Thanks, Samantha.
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Mitch Warren
2 months ago
Scott Dube handles my equipment purchasing needs and always makes the process simple and very fast. Dealing with Scott is the easiest part of the process and he’s the best there is in the equipment financing world. It’s always a pleasure doing business with him.
Response from the owner:Thanks for the review, Mitch! Scott will appreciate the shoutout. We’re glad he’s been able to help with your equipment purchases, and we look forward to working with you again.
Adam made getting a loan for my Italian ice machine incredibly easy! He was highly professional and handled all the follow-up with the vendor and myself to ensure a smooth, seamless transaction. Thanks for the fantastic service.
Response from the owner:Thanks for the review, Ferd. Enjoy the new machine!
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Brandon Mize
3 months ago
Adam, Tad and the team did a great job. Everything was easy, well explained and smooth.
Response from the owner:Thanks for the review, Brandon!
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Daniela Silvera
3 months ago
Adam Stewart was an excellent advisor. He provided consistent follow-up and made the entire process with Capex Resources simple and efficient. His professionalism and support were outstanding. Highly recommended.
Response from the owner:Hi Daniela, thank you for the kind words. Adam takes pride in staying on top of things and making the process as easy as possible for his clients. We're glad he was able to help, appreciate your recommendation!
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David Bushi
3 months ago
Jake was very helpful and very quick. the whole process was very easy and smooth.
Response from the owner:Hey David, glad to hear everything went smoothly. Jake does a great job keeping things moving and making the process as straightforward as possible. We appreciate the opportunity to work with you!

4.25%

Low rates on secured financing

2 hours

Average approval time

84 Months

Average term, no minimum credit score

20 Years

Average term for SBA Loans

86%

of customers work with us more than once.

77%

of customers have worked with us 3 or more times

Calculate Your Payment

Loan Amount
$100,000
$10K $1M
Term Length
12 months
6 months 48 months
Credit Tier
Estimated Monthly Payment
$0 /mo
Estimated Weekly Payment: $0/week
Loan Amount
$100,000
Term
12 months
Approximate Weeks
52 weeks
* This is an estimate only. Final rates and terms subject to credit approval.

CapEx Resources lending partners have been featured in:

FAQ for Business Financing

Understanding how business loans and cash flow management work can make all the difference for small business owners. According to the U.S. Small Business Administration (SBA), maintaining reliable access to working capital is essential for managing day-to-day expenses and seizing new growth opportunities.

At CapEx Resourceswe simplify that process—helping business owners access flexible financing solutions, from business lines of credit to equipment loans and short-term working capital, all designed to keep operations running smoothly

How fast can I get approved?

Most CapEx Resources applicants receive approval within 24 hours once all required information is submitted.

No. Checking what you qualify for does not impact your credit score. We use a soft credit inquiry to review your eligibility.

We work with established U.S. businesses across most industries, including contractors, retailers, and service providers.

Typically, the last three months of business bank statements and basic company information.

Depending on revenue, credit, and time in business, approvals generally range from $10,000 to $300,000.