Pinned
Gnosis Pay 💳
@gnosispay
Stablecoin card programs for fintech, wallets, and neobanks.
Joined March 2023
- Holding a balance is something users check. Spending one is something they do. That gap is the case for issuing a card. Top-ups, balance checks, transaction reviews: sessions you no longer have to pay to acquire. You keep the interchange. The program runs underneath it. In the
- What sits between a card program on a roadmap and a card in a customer's hand: 🏦 Issuing BIN sponsorship, scheme membership, an issuing bank, an issuer processor 🛡️ Compliance KYC and KYB, AML and fraud monitoring, sanctions and PEP screening, 3DS ⚙️ Daily operations
- Running a card program often means holding customer balances. Pooled funds, float, safeguarding obligations. @gnosispay works the other way. Funds stay in a safe the cardholder owns, with limits and a delay window enforced on-chain. You issue the card. You never hold the
- Stablecoins solved the border. Money moves in seconds, for cents. Then it lands, and the hard part starts: rent and groceries don't settle on-chain. That's why remittance apps are becoming card programs. Self-custody stays. Spending works anywhere Visa does.
