October 14, 2026
Demotech Affirms the Financial Stability Rating® Assigned to Garden State Municipal Joint Insurance FundWe make it easy to work with us.
We leverage readily available information that helps us assign an informed Financial Stability Rating®. FSRs help level the playing field for financially stable insurers.
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Financial Stability Rating® Notifications
June 19, 2026
Demotech Upgrades Financial Stability Rating® Assigned to Frederick Mutual Insurance CompanyJune 19, 2026
Demotech Affirms the Financial Stability Rating® Assigned to Bar Plan Mutual Insurance Company (The)June 19, 2026
Demotech Affirms the Financial Stability Rating® Assigned to Bar Plan Surety and Fidelity Company (The)May 12, 2026
Demotech, Inc. Assigns Financial Stability Rating® of A, Exceptional, to GuardianPointe Insurance CompanyApril 7, 2026
Demotech Affirms the Financial Stability Rating® Assigned to U S Lloyds Insurance CompanyNews and Updates
August 31, 2026
Demotech, Inc. Supports Insurance Trade Organizations and Encourages Others to Do SoAugust 31, 2026
Demotech, Inc. Summarizes Impact of Tech-enabled Litigation Instigation on Trucking IndustryAugust 31, 2026
Demotech, Inc.’s Perspective on Lawyer International – Legal 100 2026 AwardRecent Demotech Difference Articles
Adding granularity to loss costs needs to go beyond tech-enabled litigation instigation.
Did Presentations at the 2026 PIA National Annual Board of Directors Meeting Resolve How to Quantify the Tort Tax or Legal System Abuse?
Growth in Private Credit Investments for the Insurance Industry
Focusing on the Impact of Litigation Finance on Insurance – Part 1
The Demotech Difference
The Demotech Difference is a quarterly magazine that facilitates meaningful communication and discussion. Each issue features unique perspectives from subject matter experts on emerging concepts, tools, and techniques, to encourage learning and the evolution of our industry.
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What We Do
Financial Stability Ratings® (FSRs) are a leading indicator of the financial stability of Property and Casualty insurers, Title underwriters, and other risk-bearing entities. Our rating process provides an objective baseline for assessing solvency based upon changes in financial stability, as presented in an insurer’s balance sheet over time. FSRs are based upon a series of quantitative ratios and certain qualitative factors.
