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Samsung Pay

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Samsung Pay
DeveloperSamsung Electronics
ReleaseAugust 20, 2015; 11 years ago (2015-08-20)
Operating system
PlatformSelected Samsung Galaxy smartphones & Galaxy Watch smartwatches
LicenseProprietary
Websitesamsung.com/samsung-pay

Samsung Pay is a mobile payment and digital wallet service, operated by the South Korean company Samsung Electronics. It lets users make payments using compatible smartphones and other Samsung-produced devices, accessed using the Samsung Wallet app.

First launched in 2015, the service supports contactless payments using near-field communications (NFC), but also supports magnetic strip-only payment terminals by incorporating magnetic secure transmission (MST) in devices released before 2021.[1][2] In India, it also supports bill payments.[3]

Service

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Samsung Pay was originally developed by the intellectual property of LoopPay, a crowdfunded startup company that Samsung acquired in February 2015 for an estimated $300m, one of the largest acquisitions made by the firm. The service supports both NFC-based mobile payment systems (which are prioritized when support is detected),[4] as well as those that only support magnetic stripes. This is accomplished via a technology known as magnetic secure transmission (MST), which emulates the swipe of a permanent magnet strip past a reader by generating the near-field magnetic waveform directly. LoopPay's developers stated that because of this design, the technology would work with "nearly 90%" of all point-of-sale units in the United States (which excludes terminals that require the card to be physically inserted into a slot in order to function).[2]

On phones, the Samsung Pay menu is launched by swiping from the bottom of the screen. Different credit, debit and loyalty cards can be loaded into the app, and selected by swiping between them on-screen.[4]

In South Korea, Samsung Pay can be used for online payments[5] and to withdraw money on selected banks' ATMs.[6]

In Mainland China, Samsung Pay supports In-app payments, QR code payments (Alipay, and WeChat Pay) and public transportation cards of Beijing, Shanghai, Guangzhou, Shenzhen, and other cities.

In Hong Kong, Samsung Pay can be linked with Octopus cards, called Smart Octopus, to make electronic payments with stored value service for payments in online or offline systems.[7]

In India, Samsung Pay supports Unified Payments Interface (UPI) and BharatQR, but for bank accounts only, not via credit cards like Google Pay.[8] It also supports bill payments via the Bharat Bill Payment System (BBPS).[3]

In May 2020, Samsung Pay unveiled Samsung Money by SoFi, a mobile-first money management experience that makes available a cash management account and accompanying Mastercard debit card via the Samsung Pay app, in partnership with fintech company SoFi.[9]

In June 2022, Samsung Pay was renamed to Samsung Wallet in the US, UK, France, Germany, Italy, and Spain. Along with the renaming came new features such as the ability to store digital assets and digital keys within the Wallet app. These new features also came to the Samsung Pay app in South Korea, despite it not adopting the new "Samsung Wallet" name.[10][11]

In Saudi Arabia, Samsung Wallet also supports adding Mada cards in addition to Visa and Mastercard, Mada which is the Saudi Payments Network is a major payment system in Saudi Arabia [12]

In the United Arab Emirates, Samsung Wallet supports Jaywan cards in addition to Visa and Mastercard.[13]

Security

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Samsung Pay's security measures are based on Samsung Knox and ARM TrustZone technologies; credit card information is stored in a secure token.[4] Payments must be authenticated using a fingerprint scan or passcode.[14][15]

In August 2016, security researcher Salvador Mendoza disclosed a potential flaw with Samsung Pay, arguing that its security tokens were not sufficiently randomized and could become predictable. He also designed a handheld device that could be used to skim magnetic secure transmission tokens, and another which could spoof magnetic stripes on actual card readers using the token. Samsung responded to the report, stating that "If at any time there is a potential vulnerability, we will act promptly to investigate and resolve the issue".[16]

Samsung Pay will not work with devices that have compromised Knox security.

Availability

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Image
Global availability of Samsung Pay

Supported countries

[edit]
Date
(in chronological order)		 Support for payment cards issued in
August 20, 2015South Korea South Korea[17]
September 28, 2015United States United States (except other unincorporated territories)[17][18]
March 29, 2016China China[19][20]
June 2, 2016Spain Spain[21]
June 15, 2016Australia Australia[22]
June 16, 2016Singapore Singapore[23]
July 13, 2016Puerto Rico Puerto Rico[24]
July 19, 2016Brazil Brazil[25]
September 28, 2016Image Russia[26][note 1]
November 8, 2016Canada Canada[30][31]
February 24, 2017Malaysia Malaysia[32]
March 22, 2017India India[33]
April 27, 2017Sweden Sweden[34]
United Arab Emirates United Arab Emirates[35]
May 16, 2017United Kingdom United Kingdom (includes Image Isle of Man and Image Jersey, except British Overseas Territories)[36]
May 23, 2017 Liechtenstein Liechtenstein
Switzerland Switzerland[37]
Taiwan Taiwan[38]
May 25, 2017Hong Kong Hong Kong[39]
September 28, 2017Vietnam Vietnam[40]
November 15, 2017 Belarus Belarus[a][41]
March 22, 2018 Italy Italy[42][43]
San Marino San Marino
Vatican City Vatican City
April 26, 2018 France France (includes Image Guadeloupe, Image French Guiana, Image French Southern and Antarctic Lands, Image Martinique, Image Réunion, Image Saint Barthélemy, Image Saint Martin and Image Saint Pierre and Miquelon)[44]
Monaco Monaco
August 21, 2018 South Africa South Africa[45][46]
March 23, 2019 Indonesia Indonesia[47]
January 21, 2020 Kazakhstan Kazakhstan[48]
September 20, 2020 Kuwait Kuwait[49]
October 28, 2020 Germany Germany[50]
August 23, 2022 Qatar Qatar[51]
October 31, 2022 Denmark Denmark[52]
Finland Finland[53]
Norway Norway[54]
December 11, 2022 Bahrain Bahrain[55]
April 28, 2024 Oman Oman[56]
December 9, 2024 Saudi Arabia Saudi Arabia[57]
February 25, 2025 Japan Japan[58]
October 27, 2025 Poland Poland[59]
July 8, 2026 Greece Greece[60]
July 22, 2026 Mongolia Mongolia[61]
October 5, 2026 Peru Peru[62]

In May 2016, it was reported that Samsung was developing a spin-off of the service known as Samsung Pay Mini. This service will be used for online payments only, and is also being targeted as a multi-platform service.[63] It was also confirmed in January 2017 to work on other non-Samsung Android phones as well.[64][65] It was officially launched on June 2017, first made available on Galaxy J7 Max/On Max phones (in India).[66]

Availability is limited not just on the basis of where the payment card is issued, but also on the basis of the phone's country-specific code (CSC). Thus, a phone made for an unsupported region can never use Samsung Pay even if it physically resides in a supported region and has a local SIM card.[67]

In June 2020, Samsung announced a partnership between Samsung Pay, Curve and Mastercard for the launch of Samsung Pay Card in the UK and more EE countries where Curve has customers, which was later launched on August 18, 2020.[68]

In September 2021, Samsung Pay Mini was made available for the Galaxy A and Galaxy M series.[69][70]

Devices

[edit]

Current series

[edit]
Supported devices[71][72]
Galaxy S series Galaxy Z series Galaxy A series Galaxy M series Galaxy Wearables
Note: Italicized device names signify support for MST technology on all or select device variants.

Former series

[edit]

Galaxy Note

[edit]

Galaxy J

[edit]

Galaxy C and others

[edit]

See also

[edit]

Notes

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  1. ↑ Only the enrollment of cards issued by non-sanctioned banks

References

[edit]
  1. ↑ As of March 2022, Samsung Pay for Mastercard and Visa is disabled in Russia because of international sanctions imposed for the 2022 Russian invasion of Ukraine and due to financial uncertainty in Russia.[27][28] Since April 2024, Mir cards have been removed from Samsung Pay, leaving Samsung Wallet active in Russia without Samsung Pay.[29]
  1. ↑ Welch, Chris (January 14, 2021). "The Galaxy S21 doesn't support Samsung Pay's most convenient feature". The Verge. Archived from the original on March 14, 2023. Retrieved March 14, 2023.
  2. 1 2 "Samsung Pay: What you need to know (FAQ)". CNET. Archived from the original on February 24, 2018. Retrieved September 2, 2016.
  3. 1 2 "Samsung India Introduces 'Bill Payments' on Samsung Pay, Now Pay all Your Utility Bills Securely". news.samsung.com. Archived from the original on November 9, 2020. Retrieved January 3, 2018.
  4. 1 2 3 "Samsung Pay: What is it, how does it work, when is it coming to the UK?". Pocket-lint. March 2015. Archived from the original on April 28, 2017. Retrieved September 2, 2016.
  5. ↑ "Samsung Pay ATM Cash Withdrawals Go Live, but with Limited Availability for Now". April 29, 2016. Archived from the original on April 17, 2019. Retrieved June 17, 2016.
  6. ↑ J Yeo (August 21, 2015), 삼성페이로 우리은행ATM에서 인출하기 How to withdraw from Wooribank ATM, archived from the original on December 24, 2019, retrieved May 21, 2016
  7. ↑ "Now your phone can replace your Octopus card (if it's a Samsung)". South China Morning Post. Archived from the original on February 9, 2021. Retrieved December 12, 2017.
  8. ↑ "Samsung Pay Launched in India; UPI Integration Announced". NDTV Gadgets360.com. Archived from the original on January 22, 2021. Retrieved January 3, 2018.
  9. ↑ "Introducing Samsung Money by SoFi: Do More With Your Money". May 27, 2020. Archived from the original on November 4, 2024.
  10. ↑ "Introducing Samsung Wallet: An easy-to-use, secure platform that holds everything your digital life needs". Samsung US Newsroom. June 16, 2022. Archived from the original on July 2, 2022. Retrieved July 2, 2022.
  11. ↑ "SAMSUNG PAY | Samsung 대한민국". Samsung sec (in Korean). Archived from the original on May 27, 2021. Retrieved July 2, 2022.
  12. ↑ "Samsung Wallet Mada Support in Saudi". Archived from the original on December 24, 2024. Retrieved December 9, 2024.
  13. ↑ ""Jaywan" the UAE's First Domestic Card Scheme Introduced to Strengthen the UAE's Position as a Global Hub for Digital Payments" (PDF). Archived (PDF) from the original on February 27, 2025.
  14. ↑ "First Look: Samsung Galaxy S6, Galaxy S6 Edge Finally Gets a Premium Design". Re/code. March 2015. Archived from the original on May 2, 2016. Retrieved March 1, 2015.
  15. ↑ "Loop turns almost any point-of-sale system into a mobile payment machine (hands-on)". Engadget. October 8, 2013. Archived from the original on April 6, 2019. Retrieved March 2, 2015.
  16. ↑ "Flaw in Samsung Pay lets hackers wirelessly skim credit cards". ZDNet. Archived from the original on April 13, 2024. Retrieved September 2, 2016.
  17. 1 2 "Samsung Announces Launch Dates for Groundbreaking Mobile Payment Service: Samsung Pay". Samsung. August 14, 2015. Archived from the original on August 16, 2016. Retrieved June 16, 2016.
  18. ↑ "Samsung Mobile Payment Service – Samsung Pay, Available Starting Today in the U.S." Samsung. September 28, 2015. Archived from the original on August 16, 2016. Retrieved June 16, 2016.
  19. ↑ "Samsung Pay is Now Available in China with China Union Pay". Samsung. March 29, 2016. Archived from the original on August 16, 2016. Retrieved June 16, 2016.
  20. ↑ Catherine Shu (March 29, 2016). "Samsung Pay just launched in China, but already faces fierce competition". techcrunch.com. Archived from the original on March 29, 2016. Retrieved March 24, 2018.
  21. ↑ "Samsung Pay is Now Available in Spain". Samsung. June 2, 2016. Archived from the original on August 16, 2016. Retrieved June 16, 2016.
  22. ↑ "Samsung Pay is Now Available in Australia". Samsung. June 15, 2016. Archived from the original on August 16, 2016. Retrieved June 16, 2016.
  23. ↑ "Samsung Pay Launches in Singapore". Samsung. June 10, 2016. Archived from the original on August 16, 2016. Retrieved June 16, 2016.
  24. ↑ "Samsung Pay Launches in Puerto Rico". Samsung. July 13, 2016. Archived from the original on August 17, 2016. Retrieved July 13, 2016.
  25. ↑ "Samsung Pay Launches in Brazil". Samsung. July 15, 2016. Archived from the original on July 16, 2016. Retrieved July 16, 2016.
  26. ↑ Dominik Bosnjak (September 30, 2016). "Samsung Pay's Global Footprint Now Includes Russia". AndroidHeadlines. Archived from the original on October 1, 2016. Retrieved October 5, 2016.
  27. ↑ "Карты всех платежных систем в России продолжают нормально работать | Банк России". www.cbr.ru. Archived from the original on February 25, 2022. Retrieved February 25, 2022.
  28. ↑ "SamsungPay и SberPay будут недоступны для карт Visa и Mastercard". RIA Novosti. Archived from the original on March 7, 2022. Retrieved March 7, 2022.
  29. ↑ "Samsung Pay - Партнеры | Samsung РОССИЯ". Archived from the original on March 25, 2022. Retrieved March 25, 2022.
  30. ↑ "What is Samsung Pay: News, Features, Support, Availability, and More". July 27, 2018. Archived from the original on November 8, 2020. Retrieved February 10, 2016.
  31. ↑ "Samsung Pay Launch in Canada: CIBC Gets Beta Access". iPhone in Canada. November 8, 2016. Archived from the original on October 6, 2022. Retrieved June 3, 2017.
  32. ↑ "Electronics giant holding roadshow on new payment method". The Star. February 22, 2017. Archived from the original on February 23, 2017. Retrieved February 22, 2017.
  33. ↑ "Samsung Pay launched in India". GSMArena. March 6, 2017. Archived from the original on March 6, 2017. Retrieved March 6, 2017.
  34. ↑ Rian Boden (March 9, 2017). "Sweden becomes first Nordic country to get Samsung Pay". NFC World. Archived from the original on March 9, 2017. Retrieved March 25, 2018.
  35. ↑ ASIF S. (April 27, 2017). "Samsung Pay expands to Hong Kong, Sweden, Switzerland, and the UAE". SamMobile. Archived from the original on April 28, 2017. Retrieved April 27, 2017.
  36. ↑ Samuel Gibbs (May 6, 2017). "Samsung Pay launches in UK to take on Apple Pay and Google Android Pay". The Guardian. Archived from the original on May 16, 2017. Retrieved September 3, 2017.
  37. ↑ "Samsung Pay gibts jetzt auch in der Schweiz". Tages-Anzeiger (in German). April 27, 2017. Archived from the original on April 27, 2017. Retrieved September 3, 2017.
  38. ↑ George Liao (May 23, 2017). "Samsung Pay gets rolling in Taiwan". Taiwan News. Archived from the original on May 27, 2017. Retrieved September 3, 2017.
  39. ↑ Enoch Yiu (May 25, 2017). "Late-comer Samsung Pay goes live in Hong Kong". South China Morning Post. Archived from the original on December 30, 2025. Retrieved October 5, 2025.
  40. ↑ "Portuguese Easypay joins forces with Samsung Pay to facilitate digital payments". Easypay. Archived from the original on August 13, 2025. Retrieved July 23, 2025.
  41. ↑ "С 15 ноября белорусы смогут платить смартфоном или часами" (in Russian). Archived from the original on March 21, 2021. Retrieved November 14, 2017.
  42. ↑ "Samsung Pay launched in Italy". SamMobile. March 22, 2018. Archived from the original on March 22, 2018. Retrieved March 22, 2018.
  43. ↑ Rita El Khoury (March 22, 2018). "Samsung Pay launches today in Italy". androidpolice.com. Archived from the original on March 22, 2018. Retrieved March 22, 2018.
  44. ↑ "Samsung Pay may have quietly gone live in France". SamMobile. April 26, 2018. Archived from the original on April 26, 2018. Retrieved April 27, 2018.
  45. ↑ "Samsung Pay Launch in South Africa". Samsung. Archived from the original on April 24, 2018. Retrieved August 4, 2018.
  46. ↑ "Samsung Pay early access now live". Samsung. Archived from the original on April 24, 2018. Retrieved July 31, 2018.
  47. ↑ Rahman, Adi Fida. "Masuk Indonesia, Samsung Pay Dikembangkan Anak Bangsa". detikinet (in Indonesian). Archived from the original on March 24, 2019. Retrieved July 13, 2019.
  48. ↑ "Samsung Pay - a convenient and secure payment service" (in Russian). Samsung Official Website. Archived from the original on April 24, 2017. Retrieved January 21, 2020.
  49. ↑ https://www.samsung.com/ae/apps/samsung-wallet/#banks Archived September 3, 2024, at the Wayback Machine Samsung Pay : Supported Banks : Kuwait https://www.cbk.com/Personal-Banking/Services-and-Support/Samsung-Wallet Archived September 3, 2024, at the Wayback Machine Central Bank Kuwait
  50. ↑ "Samsung Pay is now available in Germany" (in German). Samsung Official Website. Archived from the original on November 1, 2020. Retrieved September 27, 2020.
  51. ↑ "Samsung Pay is now available in Qatar" (in Arabic). QNB Qatar Bank Official Website. Archived from the original on January 23, 2023. Retrieved January 23, 2023.
  52. ↑ "Samsung Pay kommer snart til Danmark - MereMobil.dk". meremobil.dk (in Danish). October 27, 2022. Archived from the original on February 4, 2023. Retrieved February 4, 2023.
  53. ↑ "Samsung Wallet -lompakkosovellus tuli saataville Suomessa – pankkikumppanit puuttuvat toistaiseksi". Mobiili.fi (in Finnish). Archived from the original on February 4, 2023. Retrieved February 4, 2023.
  54. ↑ Giske, av Marit Elisabeth. "Nå tilbyr DNB Samsung Pay". DNB Nyheter (in Norwegian Bokmål). Archived from the original on February 4, 2023. Retrieved February 4, 2023.
  55. ↑ "Samsung Pay is now available in Bahrain" (in Arabic). BBK Bahrain Bank Official Website.
  56. ↑ "National Bank of Oman Launches Samsung Wallet". National Bank Of Oman. Archived from the original on May 16, 2026. Retrieved September 4, 2024.
  57. ↑ "SAMA announces the Launch of Samsung Pay Service in KSA". Saudi Central Bank, Official launch. Archived from the original on December 30, 2025. Retrieved December 9, 2024.
  58. ↑ "「Samsung Wallet」 2025年2月25日(火) 国内サービス開始". Samsung. Archived from the original on May 10, 2026. Retrieved February 24, 2025.
  59. ↑ "Samsung Pay w Polsce. Już możecie dodawać karty do nowego portfela". Cashless.pl. Archived from the original on April 30, 2026. Retrieved October 27, 2025.
  60. ↑ "Samsung Pay | Samsung Greece". samsung.com. Archived from the original on September 18, 2026. Retrieved July 8, 2026.
  61. ↑ "Golomt Bank customers can now use Samsung Pay". Golomt Bank.
  62. ↑ "Samsung Wallet llega oficialmente a Perú para simplificar pagos". Samsung Newsroom Perú.
  63. ↑ "Samsung Pay Mini coming to other Androids, iPhone and desktop". GSMArena. Archived from the original on May 11, 2019. Retrieved September 2, 2016.
  64. ↑ "Samsung Pay Mini now official, will be available for non-Galaxy phones". February 2, 2017. Archived from the original on August 24, 2026. Retrieved August 24, 2026.
  65. ↑ "Samsung Pay Mini to launch for Android". ZDNet. Archived from the original on July 1, 2024. Retrieved July 5, 2024.
  66. ↑ "Samsung Pay mini - Mobile Payment Service". Archived from the original on February 6, 2023. Retrieved August 24, 2026.
  67. ↑ "Wallet issue". r1.community.samsung.com. May 6, 2024. Retrieved September 6, 2026.
  68. ↑ Schroeder, Stan (August 18, 2020). "Samsung Pay Card is here, starting with the UK". Mashable. Archived from the original on September 7, 2026. Retrieved September 6, 2026.
  69. ↑ S., Asif (April 26, 2021). "Samsung Pay Mini coming to more Galaxy A, Galaxy M series phones". SamMobile. Archived from the original on September 23, 2021. Retrieved September 23, 2021.
  70. ↑ "Samsung Galaxy M31 Getting Samsung Pay mini Support in India". NDTV Gadgets 360. September 9, 2021. Archived from the original on September 23, 2021. Retrieved September 23, 2021.
  71. ↑ "Samsung Pay country and device availability". Samsung Developer. Archived from the original on September 7, 2026. Retrieved September 5, 2026.
  72. ↑ "Samsung Pay Supported Devices". Samsung (Malaysia). Archived from the original on September 6, 2026. Retrieved September 6, 2026.
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