1. X
  2. Bank Policy Institute
Log inSign up
Bank Policy Institute
4,714 posts
Image
user avatar
Bank Policy Institute
@bankpolicy
The Bank Policy Institute is a nonpartisan research and advocacy group representing the nation’s leading banks.
Washington, DC
bpi.com
Joined December 2009
1,506
Following
11.4K
Followers
RepliesRepliesMediaMedia

New to X?

Sign up now to get your own personalized timeline!

Create account

By signing up, you agree to the Terms of Service and Privacy Policy, including Cookie Use.

Terms·Privacy·Cookies·Accessibility·Ads Info·© 2026 X Corp.
Don't miss what's happening
People on X are the first to know.
Log inSign up
  • user avatar
    Bank Policy Institute
    @bankpolicy
    Oct 27, 2020
    A "bank" funded by uninsured deposits, reliant on assets that can be subject to rapid and substantial capital losses in times of stress. What could go wrong? bpi.com/beware-the-kra… @krakenfx
    Image
    Beware the Kraken - Bank Policy Institute
    From bpi.com
  • user avatar
    Bank Policy Institute
    @bankpolicy
    Apr 21, 2023
    In 2009, President Obama signed the bipartisan CARD Act into law. Many in Washington celebrated this major accomplishment. Accusations that banks charge "illegal" fees, or are not committed to providing robust disclosures, are irresponsible and just wrong. Get the #FactsonFees.
    Image
    00:00
    3.2M
  • user avatar
    Bank Policy Institute
    @bankpolicy
    Jul 18, 2025
    Fintechs and aggregators have criticized banks for charging for data access, distracting from their real goal: To preserve high-volume, often continuous data extraction (at no cost), frequently without the customer’s awareness, with the intent to store/resell the financial data.
    Image
    Learn more
    From bpi.com
    1.4M
  • user avatar
    Bank Policy Institute
    @bankpolicy
    Mar 28, 2019
    Day one of FinTech Ideas Festival is wrapping up with Dan Schulman, Brad Garlinghouse, and Deirdre Bosa talking payments. #FIF2019
    Image
  • user avatar
    Bank Policy Institute
    @bankpolicy
    Oct 29, 2020
    We analyzed the reported cases of allegedly fraudulent #PPP transactions based on DoJ news releases & criminal complaint affidavits cross-referenced w/ SBA loan-level data. In a majority of cases, the allegedly fraudulent loan was obtained from a FinTech.
    Image
    Alleged PPP Scammers Steered Clear of Large Banks: An Analysis of the DOJ’s Reported Cases to Date...
    From bpi.com
  • user avatar
    Bank Policy Institute
    @bankpolicy
    Mar 29, 2023
    The ON RRP facility, once described as a temporary tool, sits at a massive $2.2 trillion – bigger than the GDP of South Korea. That's a big problem. But, perhaps there's a straightforward solution. We explain:
    Image
    Why Is the Federal Reserve Abetting a Drain of Deposits from Banks? - Bank Policy Institute
    From bpi.com
    1.1M
  • user avatar
    Bank Policy Institute
    @bankpolicy
    Jan 29, 2021
    The Tsar Bell, the largest bell in the world, weighs approx. 216-tons. That's ~3x heavier than Space Shuttle Endeavor. Yet the Tsar Bell pales in comparison to the largest bell in the history of the financial world, which will pose extraordinary challenges to the incoming FSOC.
    Image
    The FSOC’s Looming Challenge: Un-Ringing a Very Large Bell
    From bpi.com
  • user avatar
    Bank Policy Institute
    @bankpolicy
    Sep 24, 2020
    What is a SAR? How many of these SARs are really illegal activity versus false positives? Why would a bank identify a suspicious transaction for law enforcement and continue to bank that client? We answer your questions: bpi.com/the-truth-abou… #FinCENFiles
    bpi.com
    The Truth About Suspicious Activity Reports - Bank Policy Institute
    On Sunday, September 20th the International Consortium of Investigative Journalists and BuzzFeed released a report on thousands of illegally leaked
  • user avatar
    Bank Policy Institute
    @bankpolicy
    Dec 13, 2024
    Recent discussions about "debanking" put new focus on law-abiding businesses reporting challenges accessing banking services, but alleviating this issue requires a closer look at inefficient regulatory requirements and the opaque bank examination regime: bpi.com/the-truth-abou…
    157K
  • user avatar
    Bank Policy Institute
    @bankpolicy
    Sep 5, 2023
    The federal government's new capital rules would make loans more expensive and less accessible, hurting everyday Americans when our economy is still recovering from a pandemic and grappling with rising interest rates. Take action to #StopBaselEndgame: stopbaselendgame.com
    Image
    Take Action | Stop Basel Endgame
    From stopbaselendgame.com
    2.1M
  • user avatar
    Bank Policy Institute
    @bankpolicy
    Feb 10, 2022
    BPI commented today on the Department of Justice’s request for public input on bank merger analysis. Please see a copy of our comments and a full statement here: bpi.com/banks-thrive-a… 1/6
    Image
    Banks Thrive at Scale, and So Do Consumers - Bank Policy Institute
    From bpi.com
  • user avatar
    Bank Policy Institute
    @bankpolicy
    Jan 12, 2024
    RELEASE: Basel Proposal Violates the Law The banking agencies’ Basel proposal violates both the substantive and procedural requirements of the law that governs all federal agency rulemaking. The only solution is for the agencies to re-propose the rule. bpi.com/basel-proposal…
    Image
    398K
  • user avatar
    Bank Policy Institute
    @bankpolicy
    Feb 2, 2023
    The third (and final) installment of our Basel Finalization series explores potential modifications to enhance the sensitivity to risk & reduce the procyclical impact of capital requirements, so as to prevent worsening of economic downturns. Read it here—
    Image
    Basel Finalization: The History and Implications for Capital Regulation – Part III - Bank Policy...
    From bpi.com
    989K
  • user avatar
    Bank Policy Institute
    @bankpolicy
    Sep 7, 2022
    Happening Now: Fed Vice Chair Lael Brainard joins #tchbpi2022 to discuss inflation. Read the Vice Chair’s prepared remarks here: federalreserve.gov/newsevents/spe…
    Image
Advertisement
Advertisement