Zipcode (@zipcodenetwork) / X

Zipcode

1,173 posts

Zipcode

@zipcodenetwork

Real World Credit, Done Better.

Real World Credit Oracles

Joined August 2025

Pinned
Zipcode
@zipcodenetwork
Jul 15
Zipcode Finance documentation is now LIVE! A credit rail that funds warehouse-style, business lines of credit to HELOC originators. The network’s next steps are to fill an initial vault and open the competition to other curators. zipcode.finance
Zipcode reposted
Shizzy
@ShizzyUnchained
19h
They priced 1M+ homes at ~98% accuracy. Now @zipcodenetwork is financing them. Lenders supply dollars. Vetted HELOC originators draw against verified home liens. First-loss capital sits ahead of depositors. Not another AI demo. A real-world credit rail built on Bittensor.
Bittensor
TAO
$193.07
+0.20%
Zipcode
@zipcodenetwork
Jul 15
Zipcode Finance documentation is now LIVE! A credit rail that funds warehouse-style, business lines of credit to HELOC originators. The network’s next steps are to fill an initial vault and open the competition to other curators. zipcode.finance
Zipcode reposted
Kyle Jacobs | Root
@rootdraws
20h
This last month, we built out a private credit protocol on @zipcodenetwork. The project is a DeFi Legos structure built on top of: - Euler - Chainlink CRE - Gnosis Safe Zodiac Modules & Roles - Moloch v3 Docs: zipcode.finance Github: github.com/resi-labs-ai/z…
Zipcode reposted
R.L. ₿ryer
@rBryer23
22h
Zipcode Finance just launched bringing real-world credit onchain. USDC depositors earn yield in the szipUSD vault while funding HELOC originators through a venue-neutral credit rail. Verified liens. Repurchase agreements. Chainlink CRE gating. Arguably the most interesting
Zipcode
@zipcodenetwork
Jul 15
Zipcode Finance documentation is now LIVE! A credit rail that funds warehouse-style, business lines of credit to HELOC originators. The network’s next steps are to fill an initial vault and open the competition to other curators. zipcode.finance
Zipcode
@zipcodenetwork
Jul 16
Yesterday the Zipcode Finance docs and code went live. And now the next step is filling the initial vault. A vault that will prove how real-world credit can be done better 👇
00:00
Zipcode
@zipcodenetwork
Jul 16
Replying to @zipcodenetwork
The initial vault targets $1M to $3M, with every credit line running at 6% APR and a 0.1% fee per transaction. HELOC originators average 10 draws and 10 repayments a year. That's 8% in annual revenue per line back into the network.
Zipcode
@zipcodenetwork
Jul 16
Once the vault proves the model, the network opens to third-party curators. Any curator can build a credit product on Zipcode and compete for emissions based on yield and default rate. A network of the best credit products.
Zipcode reposted
TAO.com
@taodotcom
Jul 15
NEW: Zipcode Finance has published documentation for its Bittensor SN46 credit rail, which funds warehouse-style business lines of credit for HELOC originators.
Zipcode
@zipcodenetwork
Jul 15
Zipcode Finance documentation is now LIVE! A credit rail that funds warehouse-style, business lines of credit to HELOC originators. The network’s next steps are to fill an initial vault and open the competition to other curators. zipcode.finance
Zipcode reposted
WallStreetAlpha
@WallStreetAlfa
Jul 16
i’ve been vocal on tokenized assets Zipcode is building on Bittensor to help decide which lenders making loans against homes should get funded Wall Street is moving stocks, bonds and credit onchain $TAO was never going to stop at AI phase two is ready
Zipcode
@zipcodenetwork
Jul 15
Zipcode Finance documentation is now LIVE! A credit rail that funds warehouse-style, business lines of credit to HELOC originators. The network’s next steps are to fill an initial vault and open the competition to other curators. zipcode.finance
Zipcode reposted
SEBY
@sebyrubino
Jul 15
Zipcode LIVE & go behind the scenes of TAO mini-Doc with Ken n Kyle! x.com/i/broadcasts/1…
Zipcode
@zipcodenetwork
Jul 15
The Zipcode Finance audit is underway with @octane_security, and as we expand to additional blockchains, @sherlockdefi will be next. All published audit reports will live here as engagements complete 👇 zipcode.finance/reference/audi…
Zipcode
@zipcodenetwork
Jul 15
Replying to @zipcodenetwork
The Zipcode Finance code base is now public and under audit. github.com/resi-labs-ai/z…
Zipcode
@zipcodenetwork
Jul 14
Conviction is a story of how Bittensor builders are keeping intelligence open, so the next wave of the internet doesn't get monopolized like the last one. That story is being written right $TAO.
Raleigh, CA | OOO
00:00
Raleigh, CA | OOO
Zipcode
@zipcodenetwork
Jul 14
Yield is math, but credit is people. Crypto spent years building the yield layer, and now the credit layer is next. It requires knowing who you're lending to, whether they can repay, and verifying that information at scale. That's a harder problem and the biggest opportunity.
Imran
@lmrankhan
Jul 13
Phase one of crypto neobanks included Outlet Finance, Donut, Linus and a few others. The yield came from a mix of defi lending, centralized crypto lenders, token incentives and subsidized protocols like Anchor on Terra. Terra did not directly power all of them, but its
Zipcode
@zipcodenetwork
Jul 14
MAJOR 🗝️ for onchain credit.
Galaxy
@galaxyhq
Jul 14
We just launched GOFR — the Galaxy Onchain Financing Rate. For the first time, institutions can access a single, continuously rebalanced rate across Aave, Morpho, Spark, and more. Dynamically optimized in real time and rebalanced across DeFi venues, a single Galaxy Rate.
00:00
Zipcode reposted
SEBY
@sebyrubino
Jul 14
I'll be streaming live tomorrow, July 15 at 3 PM EDT with @Raleigh_CA & @rootdraws. We'll be breaking down our recent progress and the Zipcode Finance launch. See you there!