Zac Townsend (@ztownsend) / X

Zac Townsend

8,649 posts

Zac Townsend

@ztownsend

CEO @meanwhile Rebuilding long-term insurance from first principles to protect your family and your wealth.

San Francisco, CA

meanwhilelife.link/zac

Joined January 2009

Replies Articles Media

Pinned
Zac Townsend
@ztownsend
May 26
I am proud to share that, in a full Bitcoin market cycle of 2025 with all the drawdowns and volatility, @meanwhile grew total assets by 437% to 1,183.11 BTC. Our 2025 audited financial statements are public with 20.89 BTC in net income for the year. This is our second
meanwhile | Bitcoin Life Insurance
@meanwhile
May 26
We are proud to share that Meanwhile surpassed 1,183 BTC in audited assets in 2025. With a 437% growth in assets across the year. We remain the only company in the world to have BTC-denominated financials externally audited. Here’s an overview of our Financial statements🧵
Zac Townsend
@ztownsend
Oct 7, 2025
Today, at @meanwhile, we’re announcing $82M in new funding, co-led by @HaunVentures and @BainCapCrypto with @PanteraCapital @NMFuture, @apolloglobal and @HelloStillmark also participated This brings Meanwhile’s total 2025 funding to $122M
Zac Townsend
@ztownsend
Oct 21, 2024
Reports are that Stripe is buying Bridge. I do very little angle investing, but entry price matters: I think that my returns on Bridge will be about 19x (@ $40M entry), but my returns on @Astranis are more like 75x (@ $7M entry), see below for a link with more explanation
Zac Townsend
@ztownsend
Apr 10, 2025
We at @meanwhile have closed a $40M Series A co-led by @FulgurVentures and @hiFramework with participation from Wences Casares This round gives us significant capital to power our journey of building the world's largest long-term insurance and savings company. 1/
Zac Townsend
@ztownsend
May 8, 2025
Replying to @Dexerto
These are the kinds of generational investments that compound far beyond what we can imagine at the time.
Zac Townsend
@ztownsend
May 12, 2025
1/ Thrilled to share my convo with @patio11 on the Complex Systems Podcast! We dove deep into life insurance, money, and how systems shape our financial world. A must-listen for anyone curious about a critical financial service (often overlooked), systems, or tech!
Zac Townsend
@ztownsend
Mar 12, 2023
Replying to @lcmichaelides and @zackbogue
Lindsey, you won't see this -- but if you want to effect the political dialogue across the country, I'd suggest turning your tweet storm into an op-ed for something like USA Today (static.usatoday.com/submitcolumn/)
Zac Townsend
@ztownsend
Mar 20, 2025
Replying to @TrungTPhan
This is exactly how the 2008 crisis started - slicing up basic consumer debt into complex financial instruments. People buying $12 burritos on installments is a clear sign we need better financial education, not more creative ways to get into debt.
Zac Townsend
@ztownsend
Dec 30, 2024
Replying to @Austen
I had someone at a major health insurer tell me that even if every single person who took it got thyroid cancer, the cost benefit analysis would still be positive
Zac Townsend
@ztownsend
Aug 7, 2025
Replying to @AshCrypto
Finally, people can plan for retirement in something that will retain its value after 40 years.
Zac Townsend
@ztownsend
Mar 26, 2024
Replying to @typesfast
Far older than most laws periods
Zac Townsend
@ztownsend
Jun 6, 2023
Life insurnace is the perfect vehicle to HODL BTC for inter generational wealth, that’s why we have raised $19M and built and launched the first life insurnace company entirely denominated in a digital asset, fully licensed and regulated
Bitcoin-Denominated Life Insurance Provider Sets Up Shop With $19M Funding
From coindesk.com
Zac Townsend
@ztownsend
Jun 5, 2025
🚀 Huge news! @meanwhile is the FIRST company in the world to release audited financial statements fully denominated in #Bitcoin! AT EOY 2024: 220.4 BTC in assets, 300% YoY net income growth, 25% return on capital. We're redefining insurance and finance with BTC.
Zac Townsend
@ztownsend
Dec 7, 2023
Our insurance company works by taking in premiums, investing them along our own solvency capital, and getting steady, conservative returns in BTC. We have done that with no credit losses to date. Today we're launching a credit fund directly built on top of that experience.
The Block
@TheBlockCo
Dec 7, 2023
EXCLUSIVE: Sam Altman-backed crypto startup Meanwhile seeks to raise $100 million for bitcoin private credit fund theblock.co/post/266555/me…